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Health & Dental Insurance

Why is Health and Dental Insurance required ?

  • Help you tackle medical costs not covered by your government health plan
  • Rise in Chronic conditions
  • Work related pressures leading to an increase in uncertainties
  • Approx 70% of health services are covered by public health insurance while the rest 30% can burn a hole in your finances due to out of pocket expenses especially dental services
  • Irregular dental checks due to their high cost can lead to oral health issues
  • A health & dental health cover will ensure that there are no out of pocket expenses & lead to regular checks resulting in better monitoring of health

Coverage Under Health and Dental Insurance

  • Benefits individuals who are not covered under Group plans
  • Financial savings
  • Increased frequency of health and dental check-ups.
  • Lead to an increased access to hospitals and private doctors.
  • Make claims online and get reimbursed fast
  • Bundle coverage with extras like travel medical insurance
Personal health and dental insurance can cover the following :
  • Prescription drugs
  • Dental care
  • Vision care and prescription eyewear
  • Paramedical services such as physiotherapy, massage and chiropractic
  • Ambulance services
  • Medical supplies
  • Hearing aids
  • In-home nursing and health aide care
  • Emergency travel medical
  • Major dental care
  • Accidental death and dismemberment
  • Hospital accommodation and cash

Eligibility for Health and Dental Insurance

  • You should be a Canadian citizen or residing in any Canadian province for a minimum of 3 months.
  • Age band is from 18 years to 69 years and availed till the age of 75.