Travel Insurance

Travel insurance

If you plan to travel outside Canada ‒ even for a day in the United States – you should buy travel health insurance before you leave.

Why you should buy travel health insurance

Your Canadian health insurance may not pay your medical bills while you're outside Canada
Your Canadian health insurance may not pay your medical bills while you're outside Canada
Foreign hospitals can be very expensive and may require immediate cash payment
The Government of Canada will not pay your medical bills

Travel health insurance should cover

No matter where you’re travelling, your travel health insurance policy should always cover the following 3 things:

Medical evacuation

Make sure your policy covers medical evacuation to Canada or to the nearest place with appropriate medical care. The policy should also cover the costs of a medical escort to travel with you to your final destination.

Pre-existing medical conditions

Make sure you get a written agreement that your insurance covers your pre-existing medical condition, or you could find your claim “null and void” under a pre-existing condition clause.

You can purchase 2 types of Travel Insurance plans :